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BISP Moves from Campsite to Digital Wallet
BISP Moves from Campsite to Digital Wallet: Government has officially announced a major shift the BISP payment by moving from traditional campsite disbursement to a digital wallet and retail outlet model this change was confirmed through an official letter issued by the government and BISP aiming to make the payment process more accessible transparent and safer for millions of beneficiaries the new system is designed to eliminate long queues.
For years beneficiaries had to collect their cash from temporary campsites set up in schools, union councils and open grounds these locations usually remained overcrowded, poorly managed, and physically challenging the new digital wallet and retail model ensures that payments can now be received at nearby retail agents or banking partners with biometric verification, SMS alerts, and printed receipts for complete transparency and ease.
You Can Also Read: BISP.gov.pk Official Portal 14500 Payment Check Online 2026
| Feature | Old Campsite Model | Retail / Digital Wallet Model |
|---|---|---|
| Payment Location | Temporary outdoor camps (schools, open grounds) | Local bank agents and retail outlets, indoor/covered |
| Verification & Receipt | Mostly manual; limited receipts | Biometric verification; printed receipt & SMS |
| Travel & Waiting | Long travel and long queues | Shorter travel; faster service |
| Fraud & Deductions | Higher risk of unauthorized deductions | Digital record keeps transactions traceable |
| Weather & Safety | Exposed to heat/crowds | Safer indoor environment |
| Documentation Needed | Original CNIC; sometimes photo copy | Original CNIC and registered mobile number; SMS alert |
| How to Collect | Attend campsite on announced date | Go to designated outlet shown in SMS; biometric verify; collect cash + receipt |
If the outlet refuses service or charges extra, note the outlet and report to BISP helpline 0800-26477 or visit your local BISP office.
Why BISP Shifted from Campsite to Digital Wallet Payment Model
government decision to replace the old campsite model was driven by growing from beneficiaries who faced hardship and exploitation extreme heat conditions in summer months, especially during 2025 increased risks for vulnerable women waiting in long queues in open campsites the new model eliminates these difficulties by enabling payment collection from sheltered and accessible retail outlets and digital wallet options in the future.
The new model also supports BISP aim of enhancing financial inclusion in Pakistan by beneficiaries into bank-linked systems and digital payment platforms, the programme is moving toward a secure and modernized financial ecosystem this shift increases accountability through digital verification and helps prevent unauthorized deductions that were common in the campsite model
Key Problems in the Old Campsite Model Explained
Under the old system, BISP beneficiaries were required to travel long distances to temporary campsites where payments were made in open crowds women often had to wait hours sometimes without shade or proper seating many reported that they had to pay agents illegal fees or deductions before receiving their full amount this created stress and difficulty especially for elderly beneficiaries and those with disabilities.
The camping system also lacked uniform verification processes in some districts verification remained manual which increased errors and chances of fraud Due to a lack of proper monitoring complaints regarding mismanagement increased prompting BISP to redesign its payment disbursement method.
You Can Also Read: BISP 8171 December Installment Eligibility, Payment Status & Collection Method
Quick Highlights of the BISP Digital Wallet Transition
- Digital wallet and retail model reduces travel and waiting time
- Partner banks and agents provide sheltered, accessible payment locations
- Beneficiaries receive printed receipts and SMS confirmations for transparency
- Biometric verification helps prevent fraud and unauthorized deductions
- Helps integrate women beneficiaries into the formal banking system
How to Receive BISP Payment in a Digital Wallet Account (Step-by-Step Guide)
- First, the beneficiary must check her eligibility through the 8171 web portal.
- After confirming eligibility, she needs to visit the nearest BISP Tehsil Office.
- At the tehsil office, biometric verification will be completed using her original CNIC.
- After successful verification, the beneficiary will be issued a registered digital SIM.
- This digital SIM will be used to create and activate her BISP digital wallet account.
- the account is created all future BISP payments will be transferred directly into the digital wallet.
- withdraw her payment through approved digital wallet agents or retail outlets.
- She will receive SMS confirmation for every payment deposited into her digital wallet.
New BISP Digital Wallet Payment Model Works Step by Step
Under the new system beneficiaries will first receive an SMS notification from BISP informing them that their payment is ready for collection the SMS also guides them to the nearest registered retail outlet or partner bank agent where they can withdraw their cash Beneficiaries must bring their original CNIC for verification.
Once they reach the outlet, the agent will verify their identity using biometric verification connected to the BISP database after successful verification, the payment amount will appear on the screen and the beneficiary will be handed the cash along with a printed receipt or SMS confirmation. This ensures proof of payment that can be used in case of disputes
You Can Also Read: 8171 Document Verification Started For Ehsaas Program Pre-Registration
Major Benefits of the New BISP Payment System
- Shorter travel times due to nearby retail outlets
- Safer and more comfortable indoor environments for payment collection
- Biometric verification ensures accurate and fair disbursement
- Printed receipts help in resolving future disputes
- Supports the long-term goal of financial inclusion
Precautions for a Hassle-Free Payment Collection
- Do not share SMS codes or personal data
- Always check the amount showing on the system screen
- Refuse to pay any extra charges
- Keep receipts safe for record purposes
- Visit BISP tehsil office if the outlet denies payment
How the New System Helps Reduce Corruption and Fraud
By integrating biometric verification into the payment process BISP has improved accountability each transaction is now recorded digitally making it easier to track irregularities or unauthorized deductions partner banks are also required to ensure trained staff and functional equipment to prevent system errors.
The digital wallet model creates an audit trail at every step with printed receipts and SMS confirmations beneficiaries can easily verify their payments and report issues this structured system reduces the chances of corruption that existed in the campsite model.
You Can Also Read: Ehsaas Housing Program Eligibility And Document Requirement 2025
Conclusion
BISP Payment System shift from campsite disbursement to the digital wallet and retail payment model marks a major improvement in how social welfare programmes operate in Pakistan With easier access safer environments and transparent verification beneficiaries can now collect payments with dignity and confidence.